Jackie Lam

Jackie Lam

Personal finance writer

I write about personal finance, credit cards and debt, saving, budgeting, money, insurance, retirement, investing, loans, pets, careers, freelancing, small business, and productivity.

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You Think Talking About Sex is Taboo? Let’s Talk About Money

Flashback several years ago to my last relationship. The guy I was dating at the time wasn’t open to discussing his “numbers.”

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7 People On the Strangest Ways They Saved Money that Actually Worked

Budgeting can be just as personal as say, decorating your home or planning a wedding reception.

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Friends of Cinch: Jackie Lam on Saving Money at the Bar

It’s your friend’s birthday. And of course, because she never worries about figuring out ways to save money at a bar, she picks the new bar downtown.

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From Side Gig to $6M Business: 3 Stories of Employees-Turned ...

Turning a long-time hobby or side gig into a successful venture is no easy feat. It takes guts, laser-focus and a commitment to doing whatever it takes to advance the business.

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How to Save Money Every Month with a Simple Hack

As someone who is lazy when it comes to managing my money, I abhor traditional budgeting and am picky with the tools and apps I use to up my financial game. But there is one thing I’m a huge fan of and can certainly vouch for, and that’s automating.

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5 Spending Habits That Drove My Spouse Crazy

Ah, love and money. The sad truth is that while money is a bedrock of stability and happiness in a marriage, many couples find it far easier to discuss topics of faith and politics, and avoid talking about finances altogether.

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Investing in Stocks Isn't Always a Losing Game: One Woman's Story

When you think of an artist, you probably think starving and broke. That’s not the case for Katherine Kean. This fine artist managed to achieve financial independence in her 40s with a successful business and savvy investments.

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How to Stay Frugal in an Expensive Zip Code: L.A. Edition

As a Los Angeles native, I’ve learned to gauge how I should feel about the City of Angels by the endless fresh crops of transplants. It really is a land of second chances, an urban playground with perennial sunshine. And to me, it’s just home.

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The 5 Best Ways to Use Your Tax Refund to Grow Your Money

So you’ve netted a tax refund — congrats! For 2015 taxes, the average tax refund was $3,218, to be exact. That’s quite a wad of cash

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Side Gigs That Pay You Just for Being You? I Tried Three

Selling crafty projects on Etsy, pitching creative skills on Fiverr or picking up jobs through TaskRabbit may require skills we don’t have (or work we don’t really want to do).

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House to Home: Artist finds inspiration at home

A recipe for buying and renovating on a tight budget

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Creative People Can Kick Butt at Managing Money

You just might be scratching your head. Creative people? Managing money?

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Money Manners: How to Talk Money with the Roommates

Ah, roommates. While it’s great to have someone to split the rent with, those convos about paying the rent and how to split the bills can be tricky.

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Tips for Investing in Your 20s and 30s

When you’re in your 20s and 30s, investing may not be exactly top of mind.

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How Much Car Can I Afford?

How much car can I afford?" It's a question I've been asking myself quite a bit lately.